Foreclosure Properties

We buy foreclosure properties, any situation, any condition

We buy Foreclosure Properties

Need a solution to a foreclosure Property problem?

Dear property owner, there are many alternatives in order to avoid having your house taken by the bank.

  • We work with property owners facing foreclosure and offer alternatives that no one else can.
  • Our Company can bring your mortgage current and take over payments.
  • We can buy your house quickly and stop the foreclosure.
  • Short Sale your property is another option we can help you with.
  • We can help you sell it on the market, at market price (using a Real Estate Agent)
  • Declare bankruptcy (last resort)
  • Create “shared equity” (not for everyone)
  • Hire a Realtor, we can also help you with this, just in case you can Contact us

Unlike the bank, we are flexible and will work with you for a win-win solution to your foreclosure Problem

Contact us

Call or text us at 321-365-0289 or E-mail us Let us help you solve your foreclosure problem today!

For your convenience, we have service in Portuguese and Spanish as well.

Type of Foreclosure Properties we work with

Basically these are the properties we work with:

  • Single Family homes
  • Townhomes
  • Condos
  • Land
  • Duplex
  • Cuadruplex
  • Commercial Properties
  • Multifamily
  • Land

What is a Foreclosure?

Foreclosure is a process that begins when a borrower fails to make their property’s mortgage payments. When a property is foreclosed upon, the lender typically repossesses and attempts to sell the property.

This happens because mortgage loans are secured by real estate, meaning that the property is used as collateral. Since the property is the collateral, it can legally be seized by the lender when the owner fail to make payments.

The 6 Phases of Foreclosure


Phase 1: Payment Default

Payment default occurs when a borrower has missed at least one mortgage payment—although the technical definition can vary by lender. After missing the first payment, the lender will reach out via a letter or telephone.

Typically, mortgage payments are due on the first day of each month, and many lenders offer a grace period until the 15th of the month.

After that, the lender may charge a late payment fee and send the missed payment notice.1

After the second month of missed payments, the lender will likely follow up via telephone.

Once a borrower goes three months without making a payment, the lender generally sends a demand letter (or notice to accelerate) stating the amount in delinquency and that the borrower has 30 days to bring the mortgage current.2

Phase 2: Notice of Default

This public notice gives the borrower 30 days to remedy past due payments before formally starting the foreclosure process.2

Thus, many times a borrower can fall behind a month or two without facing foreclosure.3

Generally, federal law prohibits a lender from starting foreclosure until the borrower is more than 120 days past due.

Phase 3: Notice of Trustee’s Sale

Depending on the state, the process for initiating foreclosure is different. With this, the foreclosure e process can move rather quickly. Other states have judicial foreclosures, which require court approval for each step—meaning the process takes a bit longer.4

The lender must also generally advertise the property (newspaper ads, signs, etc.) in the weeks before the auction indicating that the property will be available at public auction.5

The time from the notice of demand to the auction date varies by state, but can be as quick as 2-3 months. Up until the date of the auction the borrower can still make payment arrangements or pay the amount due, including attorney fees incurred by the lender to start the process.2

Phase 4: Trustee’s Sale

Generally the lender (or firm representing the lender) will calculate an opening bid based on the value of the outstanding loan and any liens, unpaid taxes, and costs associated with the sale.

Phase 5: Real Estate Owned (REO)

During the process the lender will set a minimum bid, which takes into account the appraised value of the property, the remaining amount due on the mortgage, any other liens, and attorney fees.

7 These properties are often referred to as “bank-owned,” and the lender may remove some of the liens and other expenses in an attempt to make the property more attractive.

Phase 6: Eviction This eviction notice demands that any persons living in the house vacate the premises immediately.3

Eventually, several days may be provided to allow the occupants sufficient time to leave and remove any personal belongings. Furthermore, the local sheriff or law enforcement will visit the property and remove them and impound any remaining belongings.

6 Ways To Stop A Foreclosure in Saint Cloud Florida

  • Firstly, Work It Out With Your Lender.
  • Secondly, Request A Forbearance.
  • Apply For A Loan Modification.
  • Consult A HUD-Approved Counseling Agency.
  • Conduct A Short Sale.
  • Sign A Deed In Lieu Of Foreclosure.

About Foreclosure Properties Saint Cloud Florida

To begin with St. Cloud is a city in northern Osceola County, Florida, United States. Without a doubt It is on the southern shore of East Lake Tohopekaliga in Central Florida, about 26 miles southeast of Orlando. The population was 35,183 in the 2010 census, and 54,579 in the 2019 census estimate. More info.

Other information

Information to Help You in the Aftermath of Hurricane Ian